UMB_ID: Time for Digital Identification.
No matter whether someone is opening a bank account, contracting an insurance policy or registering for an online portal: it is important for companies to know who is purchasing a service or product. For many people, however, it is inconvenient to identify themselves on site within fixed opening hours. With UMB_ID, people can identify themselves in just 60 seconds. It complies with the Anti-Money Laundering Directive and thus allows contracts to be signed digitally - easy, secure, anytime and anywhere.
New Habits Require New Solutions
Identifying clients is a key element for companies throughout the entire customer life cycle. Onboarding new clients, service adjustments or support requests are only some of the possible identification points. However, due to their professional or private obligations, people today find it difficult to meet in person during normal business hours. This requires alternatives to direct contact, which at the same time guarantee data protection, meet all regulatory requirements and are still user-friendly. Modern technologies as used in UMB_ID allow customers to digitally identify in a simple and secure way.
Benefits for Your Clients
- Available 24/7 at any location
- Identification takes only 60 seconds
- Easy and user friendly
- Secure solution
- No additional app needed
Benefits for Your Business
- Cost-effective and ready for immediate use
- Regulatory requirements met
- Fraud detection
- White-label solution which can be reused as required
- Can be combined with a qualified electronic signature
The Features of UMB_ID at a Glance
Digital Identification With UMB_ID - This Is How It Works.
1. Start identification
2. Enter personal data
3. Verify mobile number
4. Select ID
5. Scan front side
6. Scan back side
7. Scan face
After the successful identification, the collected data must be additionally verified, depending on the security level. This is done either by specially trained employees of your company or outsourced to external agents. A checklist of simple questions is used to verify the data entered, the documents scanned and the video sequence recorded, further minimizing the risk of fraud. After verification, all documents are available via API to be archived according to your corporate policies and legal requirements.
Security Features of Digital Identification
Individual Security Levels for Customized Solutions
UMB_ID can be flexibly integrated into the customer journey depending on the identification point and can be individually configured for the respective use case. For this purpose, we offer our remote identification application not only as a white label solution, but also in different security levels. These allow your company to get exactly the functionality you need for your use case.
|OCR data extraction|
|Face biometrics scoring|
|Asynchronous verication by external agent|